Company Filing History:
1 out of 1 
1 out of 100 
Years Active: 2006-2018
Title: Innovations by Tyler Taile Yang
Introduction
Tyler Taile Yang is an accomplished inventor based in Potomac, MD (US). He has made significant contributions to the field of financial technology, particularly in risk management and capital reserve requirements. With a total of 2 patents, his work focuses on enhancing credit structures and optimizing risk allocation.
Latest Patents
Yang's latest patents include innovative systems and methods for risk-based reference pool capital reduction. One of his notable inventions provides a credit enhancement structure that minimizes the regulatory capital reserve requirement impact on institutions. This invention involves a subject pool of assets, such as loans, which are rated to determine their risk levels. A guarantor party agrees to take on a portion of the risk, allowing the institution to hold a reduced amount of reserve capital compared to what would typically be required.
Another significant patent involves reference pools as credit enhancements. This system hedges the risk of differential loss related to separate pools of loan investments. It monitors performance indicators for both a Reference Pool and a Subject Pool of loans, comparing them to calculate any payments due based on performance differences. This innovative approach allows for adjustments in loan pools and payment formulas to accommodate changes in performance.
Career Highlights
Throughout his career, Tyler Taile Yang has worked with prominent organizations such as Freddie Mac and the Federal Home Loan Mortgage Corporation. His experience in these institutions has provided him with valuable insights into the financial sector and the complexities of risk management.
Collaborations
Yang has collaborated with notable professionals in his field, including Henry James Cassidy and David Kevin Horne. These partnerships have contributed to the development of his innovative ideas and patents.
Conclusion
Tyler Taile Yang is a notable inventor whose work in risk management and capital reserve optimization has made a significant impact in the financial technology sector. His innovative patents reflect his expertise and commitment to enhancing credit structures.