Monkton, MD, United States of America

Thomas H Keithley

This inventor holds 19 USPTO granted patents and 6 published patent applications, plus 4 CIPO patents, primarily in Credit Transactions. Top assignees: Paypal, Inc., Bill Me Later, Inc., Ebay, Incorporated. Active years: 2009-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Thomas H Keithley. Retrieved from https://idiyas.com/inventor/thomas-h-keithley

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank
USPTO Granted Patents = 19 

% Patents Active = 89.5


Average Co-Inventor Count = 1.3

ph-index = 7

Forward Citations = 181(Granted Patents)


Company Filing History:


Years Active: 2009-2026

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Areas of Expertise:
Credit Product
Point-Of-Sale
Commerce
Transaction Facilitation
Consumer Processing
Dynamic Consumer Rating
Risk Management
Variable Credit Account
19 patents (USPTO):Explore Patents

Title: Thomas H Keithley: Innovating Credit Solutions

Introduction

Thomas H Keithley, based in Monkton, Maryland, is a prominent inventor known for his contributions to the field of credit solutions. With a remarkable portfolio of 18 patents, Keithley has focused on developing methods that streamline the consumer credit process, particularly at the point of sale.

Latest Patents

Among his most recent innovations is the patent titled "Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale." This inventive method allows credit issuers to present credit products to consumers during transactions at retail locations. The approach entails several steps: providing a credit issuer data set to a central database, initiating a transaction between the consumer and the merchant, offering the credit product to the consumer at the point of sale, and presenting relevant data fields populated with information about the credit product and issuer. This patented system enhances the efficiency of credit product offerings in real-time during consumer transactions.

Career Highlights

Keithley has an illustrious career, having made significant strides at notable companies such as PayPal, Inc. and Bill Me Later, Inc. His work has been instrumental in shaping customer experiences in the financial technology space, aligning commercial interests with consumer needs.

Collaborations

Throughout his career, Keithley has collaborated with notable professionals in the industry, including Vincent W. Talbert and Mark L. Lavelle. These partnerships have allowed him to combine expertise and innovate further in the realm of credit solutions, significantly impacting consumer finance.

Conclusion

Thomas H Keithley continues to be a pivotal figure in the field of consumer credit innovations. His substantial number of patents highlights his dedication to improving financial services for consumers. As he forges ahead in his career, his work undoubtedly lays the groundwork for future advancements in credit technology.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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