Teresa Hegdahl Stigler

Title: Teresa Hegdahl Stigler: Innovator in Integrated Risk Management

Introduction

Teresa Hegdahl Stigler is a notable inventor based in San Francisco, CA. With her extensive knowledge in integrated risk management, she has made significant contributions to the field through her inventions that leverage financial data analytics.

Latest Patents

Teresa holds two patents that focus on advancing risk management systems. The first patent, titled "Behavioral Baseline Scoring and Risk Scoring," relates to systems, apparatus, methods, and computer program products designed for integrated risk management. This innovative approach involves determining activity baseline scores based on financial institution data from multiple sources. It helps identify normal risk activities for customers and promptly alerts on any significant deviations.

Her second patent, "Comprehensive Suspicious Activity Monitoring and Alert System," seeks to enhance the monitoring of financial institution data across various platforms. It aims to detect suspicious activities potentially linked to identity theft, enabling timely alerts and reports. This invention ensures a proactive approach to safeguarding against financial crimes by analyzing multiple data points, including account data and customer behavior.

Career Highlights

Teresa has made her mark at Bank of America Corporation, where she applies her expertise to refine the methodologies involved in risk management. Her work not only enhances operational efficiency but also offers a critical safeguard for customers and the institution alike.

Collaborations

Throughout her career, Teresa has collaborated with distinguished colleagues, including Maura Louise Griffin and Mary Palmer Harman. Working alongside talented individuals in her field, she has been able to contribute extensively to her projects and drive innovative solutions within her organization.

Conclusion

Teresa Hegdahl Stigler is a pioneering inventor whose work in risk management has paved the way for improved financial security systems. Her patents are a testament to her commitment to innovation and excellence in integrating financial data analysis for risk assessment. With her contributions, she continues to influence the landscape of financial technology and risk management.