Gaithersburg, MD, United States of America

Sylvia A Ramos


Average Co-Inventor Count = 3.0

ph-index = 1

Forward Citations = 18(Granted Patents)


Company Filing History:


Years Active: 2009

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1 patent (USPTO):Explore Patents

Title: Sylvia A. Ramos: Innovating Loan Evaluations

Introduction

Sylvia A. Ramos, an accomplished inventor based in Gaithersburg, MD, has made significant strides in the financial technology sector. With a focus on enhancing loan management processes, her contributions have led to the development of innovative solutions that streamline decision-making.

Latest Patents

Sylvia holds a patent titled "Method and System for Evaluating Loan Workout Scenarios." This invention pertains to a computer system designed to evaluate multiple loan workout options. Each option incorporates various scenarios that assist users in navigating complex financial decisions. The system features a collection component that gathers information from diverse internal and external sources, while the processing component evaluates these workout options using empirical data and predefined rules. This dual-component approach not only assesses risks associated with loan scenarios but also provides at least one recommendation for each option, empowering users to make informed financial choices.

Career Highlights

Currently, Sylvia is employed at Fannie Mae, a prominent organization that plays a crucial role in the housing finance system. Her work at the company showcases her commitment to innovation within the financial services industry. The successful implementation of her patented technology underscores her ability to address industry-specific challenges effectively.

Collaborations

Throughout her career, Sylvia has collaborated with esteemed professionals such as Lois Wesly and Susan H. Staley. These partnerships reflect her dedication to teamwork and innovation, contributing to the development of solutions that benefit a wide array of stakeholders in the financial sector.

Conclusion

Sylvia A. Ramos exemplifies the transformative impact of innovative thinking in the financial industry. Her patent for evaluating loan workout scenarios highlights her expertise and commitment to creating beneficial technologies. As she continues her work at Fannie Mae, her contributions are set to influence the future of loan management and financial decision-making.

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