Stephen Durney

Title: The Innovations of Stephen Durney

Introduction

Stephen Durney is an accomplished inventor based in Gilbert, AZ, known for his contributions to the field of financial technology. With a total of three patents to his name, Durney has made significant strides in developing systems that enhance security and efficiency in financial transactions.

Latest Patents

One of Durney's latest patents is an "Authentication and Interaction Tracking System and Method." This invention focuses on a central system designed to authenticate entities making requests related to financial accounts. The system is capable of facilitating the authentication of an entity engaging with a financial institution, relying on a record of interactions initiated by that entity. It includes an application interface that receives interaction requests over a network, originating from multiple entities and incorporating various authentication factors. The system utilizes a computer processor and memory to build an entity print record for each entity, which includes indicators of the authentication factors from each transaction request. Furthermore, it derives an entity print from the record, stores it in memory, and compares received authentication factors for requested interactions to make authentication determinations.

Career Highlights

Durney's career is marked by his role at JPMorgan Chase Bank, N.A., where he applies his innovative ideas to improve financial services. His work has contributed to the bank's efforts in enhancing security measures and streamlining customer interactions.

Collaborations

Some of Durney's notable coworkers include Tracy M. Pletz and Timothy A. Webb, who collaborate with him on various projects within the bank.

Conclusion

Stephen Durney's innovative contributions to financial technology demonstrate his commitment to improving security and efficiency in financial transactions. His patents reflect a deep understanding of the challenges faced by financial institutions and a dedication to finding effective solutions.