New York, NY, United States of America

Shruti K Patel

USPTO Granted Patents = 5 

Average Co-Inventor Count = 4.8

ph-index = 1


Company Filing History:


Years Active: 2022-2025

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5 patents (USPTO):Explore Patents

Title: **Innovator Spotlight: Shruti K Patel**

Introduction

Shruti K Patel is a notable inventor based in New York, NY, recognized for her impactful contributions to financial technology. With a portfolio of four patents, she has made significant strides in enhancing security and efficiency in card replacement and online transaction processing.

Latest Patents

Her latest innovations include key solutions in card management. One of her patents details a sophisticated system and method for card replacement. This innovation allows cardholders to easily replace lost cards by generating a token, provisioning it to an electronic wallet, and updating customer profiles seamlessly. Another noteworthy patent is her work on providing a temporal card verification value (CVV) for secure online transaction processing. This invention generates a temporary CVV for each transaction, enhancing security by allowing customers to request a new CVV, thereby mitigating fraud risks effectively.

Career Highlights

Shruti currently works at JPMorgan Chase Bank, where her role enables her to leverage her innovative ideas into practical applications that significantly improve customer experience and security in banking. Her expertise not only exemplifies technical proficiency but also reflects a deep understanding of consumer needs in the financial sector.

Collaborations

Throughout her career, Shruti has collaborated with talented professionals, including her coworkers Navneet Kang and Janice Yoke Leng Wong. These collaborations have allowed for a rich exchange of ideas and innovations, further propelling advancements in the banking technology space.

Conclusion

In conclusion, Shruti K Patel stands out as a prominent inventor whose work continues to reshape the landscape of financial technology. Her patents reflect a blend of innovation and practicality, catering to the evolving demands of security in financial transactions. With her ongoing contributions, she is poised to make even more significant impacts in the industry.

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