Shruti Dubey

Title: Innovations by Shruti Dubey: Pioneering Financial Solutions

Introduction

Shruti Dubey is an accomplished inventor based in New York, NY, who has made significant contributions to the field of financial technology. With a total of two patents, she is recognized for her innovative systems that improve the experience of cardholders in managing financial instruments.

Latest Patents

1. **Systems and Methods for Card Replacement**: This patent discloses a comprehensive method for efficiently replacing lost cards. It involves receiving a replacement request from the cardholder, determining the provisioning status of the lost card, generating a token for the lost card, and updating customer profiles with the new replacement card information. The innovation aims to streamline the transition from a lost card to a newly issued card while maintaining seamless interactions with electronic wallets.

2. **Systems and Methods for Push Provisioning of a Financial Instrument to an Electronic Device from a Browser**: This invention presents a method for push provisioning financial instruments directly to electronic wallets from a browser interface. The process includes receiving a provisioning request from the cardholder via an issuer website, interfacing with an electronic wallet provider, and provisioning the financial instrument onto the electronic device. This enhancement supports users in managing their financial instruments efficiently through their devices.

Career Highlights

Shruti Dubey currently works at JPMorgan Chase Bank, N.A., a leading financial institution recognized for its innovative banking solutions. At JPMorgan Chase, she has been able to apply her inventive skills and contribute to the advancement of digital banking services.

Collaborations

In her career, Shruti collaborates closely with talented professionals such as Navneet Kang and Shruti K Patel. Working alongside such esteemed colleagues allows for the exchange of ideas and enhancements in their respective projects.

Conclusion

Shruti Dubey stands out as a visionary inventor in the financial technology space. Through her groundbreaking patents, she has developed methods that not only simplify the processes for cardholders but also enhance the integration of financial services with modern technology. As she continues her work at JPMorgan Chase, her contributions promise to influence the landscape of financial solutions for years to come.