Company Filing History:
2 out of 5,968 
1 out of 832,718 Years Active: 2007-2011
Title: Richard P Luciano: Innovator in Financial Instruments
Introduction
Richard P Luciano is a notable inventor based in Morristown, NJ (US). He has made significant contributions to the field of financial instruments, holding a total of 3 patents. His work focuses on creating innovative solutions that enhance the flexibility and efficiency of financial products.
Latest Patents
One of his latest patents is titled "Convertible financial instruments with contingent payments." This invention provides incentives for holders to maintain their financial instruments, allowing issuers to retain control over the maturity date and settlement methods. The instrument also offers potential tax deductions for issuers, approximating the true economic cost. It includes provisions for contingent payments based on specific circumstances, such as the trading value exceeding a predetermined threshold.
Another significant patent is "Financial instrument providing returns as cash and accretion." This method involves a convertible or exchangeable financial instrument that earns returns over two distinct time periods. During the first period, returns are paid in cash, while in the second period, they are accreted to the instrument's value. The returns can be influenced by fixed or variable rates, which may be adjusted by various rate modifiers.
Career Highlights
Richard has worked with prominent organizations, including Bank of America Corporation. His experience in the financial sector has greatly influenced his innovative approach to financial instruments.
Collaborations
Throughout his career, Richard has collaborated with talented individuals such as Yonathan Epelbaum and Frederick J Fiddle. These partnerships have contributed to the development of his groundbreaking inventions.
Conclusion
Richard P Luciano is a distinguished inventor whose work in financial instruments has paved the way for innovative solutions in the industry. His patents reflect a deep understanding of financial mechanisms and a commitment to enhancing their functionality.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.