Company Filing History:
Years Active: 2013-2021
Title: Innovations by Peter Julian Ramon Antonio R Flor
Introduction
Peter Julian Ramon Antonio R Flor is an accomplished inventor based in O'Fallon, MO, with a notable portfolio of three patents. His work primarily focuses on enhancing the efficiency of cashless transactions through innovative data management solutions.
Latest Patents
One of his latest patents involves a method for merchant data cleansing in clearing records. In this invention, a network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in this merchant data cleansing service receive cleansed and optionally augmented merchant information. This data can significantly reduce costs associated with 'do not recognize' calls by cardholders, disputed charges, and charge-backs. With the cleansed data provided in the clearing record, device holders gain access to accurate information about the merchants involved in their transactions. Additionally, the invention allows for augmenting the clearing record data to include merchant-specific add-on and aggregate data that is not currently included in the transaction clearing record, yet is useful to the issuer.
Career Highlights
Peter is currently employed at Mastercard International Incorporated, where he applies his expertise in payment technologies and data management. His contributions have been instrumental in advancing the company's capabilities in cashless transactions.
Collaborations
Peter has collaborated with several talented individuals, including Ana Paula Martinez Prada Peyser and Cristobel Kay Von Walstrom, who have worked alongside him in various projects.
Conclusion
Peter Julian Ramon Antonio R Flor's innovative approach to merchant data cleansing is paving the way for more efficient cashless transactions. His contributions to the field of payment technologies are significant and continue to impact the industry positively.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.