Lukasz Swiatek

Title: Innovations by Lukasz Swiatek in Payment Security

Introduction

Lukasz Swiatek is an innovative inventor based in Courbevoie, France. He has made significant contributions to the field of payment security, particularly through his patented technology that enhances the safety of card-not-present transactions. His work is instrumental in addressing the growing concerns surrounding online payment security.

Latest Patents

Lukasz Swiatek holds a patent for a system that allows cardholders to enter payment information along with a freely-selected transaction CVV. This system enhances security by enabling the CVV to have a short life and be changed for each transaction. The patent, titled "Card-not-present transactions with cardholder-chosen CVV," outlines a process where a payment system receives a request from a merchant system, which includes the transaction CVV and transaction information. The cardholder is then prompted to confirm the transaction by entering a confirmation CVV. The payment system approves the transaction only when the transaction and confirmation CVVs match. This innovation not only increases transaction security but also reduces PCI certification constraints on servers, as no issuer master key is required for the CVVs.

Career Highlights

Lukasz Swiatek is currently employed at Idemia France, a company known for its focus on identity and security solutions. His role at Idemia allows him to further develop and implement innovative technologies that enhance payment security and user control over transactions.

Conclusion

Lukasz Swiatek's contributions to payment security through his innovative patent demonstrate his commitment to enhancing the safety of online transactions. His work is vital in a world where digital payment methods are increasingly prevalent.