Company Filing History:
Years Active: 2001
Title: Innovations by Krishnakumar Srinivasan
Introduction
Krishnakumar Srinivasan is an accomplished inventor based in Hockessin, Delaware. He has made significant contributions to the field of credit risk assessment through his innovative methods and apparatus. His work focuses on improving the evaluation process for bank card applicants, which is crucial for financial institutions.
Latest Patents
One of his notable patents is titled "Method and apparatus for generating segmentation scorecards for evaluating credit risk of bank card applicants." This invention utilizes a variety of predetermined segments to categorize credit applicants, allowing for a more accurate assessment of each applicant's credit risk. The segments are determined based on factors such as reported trades, delinquency, bank card utilization, and the length of credit history. By generating unique scorecards for each segment, the invention enhances the accuracy of credit risk evaluations.
Career Highlights
Krishnakumar Srinivasan is currently employed at First USA Bank, where he applies his expertise in credit risk assessment. His innovative approach has contributed to the bank's ability to evaluate applicants more effectively. With a patent portfolio that includes 1 patent, he continues to push the boundaries of financial technology.
Collaborations
Some of his coworkers include James Christiansen and Sangita Fatnani, who collaborate with him on various projects within the bank. Their teamwork fosters an environment of innovation and creativity, leading to advancements in credit risk evaluation.
Conclusion
Krishnakumar Srinivasan's contributions to the field of credit risk assessment demonstrate his commitment to innovation. His patented methods provide valuable tools for financial institutions, enhancing their ability to evaluate credit applicants accurately. His work continues to influence the industry positively.