Location History:
- Marietta, GA (US) (2007)
- Valmiki Nagar, IN (2010)
Company Filing History:
1 out of 4 
1 out of 11 Years Active: 2007-2010
Title: Innovations by Krishnakumar Srinivasan
Introduction
Krishnakumar Srinivasan is an accomplished inventor based in Valmiki Nagar, India. He has made significant contributions to the field of credit management through his innovative patents. With a total of 2 patents, his work focuses on improving financial systems for debt recovery and credit management.
Latest Patents
One of his latest patents is titled "System and method for providing a credit account for debt recovery." This invention outlines systems and methods for establishing a recovery credit account for customers with existing charged-off debts. The recovery credit account allows for some forgiveness of the charged-off debt as part of a settlement, while the opening balance represents the entire debt obligation going forward. The account includes a credit limit that is lower than the opening balance, which triggers various financial features when the account balance is reduced.
Another notable patent is the "Method for providing credit offering and credit management information services." This invention relates to issuing a credit card to customers while providing them with essential credit management information services. The terms of the credit account depend on the customer's creditworthiness, and the services include guidance on improving credit ratings and account terms.
Career Highlights
Krishnakumar has worked with Compucredit Intellectual Property Holdings Corporation III and Compucredit Intellectual Property Holdings Corporation II. His experience in these companies has contributed to his expertise in the field of credit management and innovation.
Collaborations
Throughout his career, Krishnakumar has collaborated with notable professionals, including Mark R Pendleton and Brian F Stone. These collaborations have likely enriched his work and contributed to his innovative ideas.
Conclusion
Krishnakumar Srinivasan's contributions to credit management through his patents demonstrate his commitment to innovation in financial systems. His work not only addresses existing challenges but also provides valuable solutions for customers seeking to manage their credit effectively.