Krishna M Gopinathan

Title: Innovations by Krishna M Gopinathan

Introduction

Krishna M Gopinathan is an accomplished inventor based in San Diego, CA. He has made significant contributions to the field of fraud detection through his innovative patents. With a total of 2 patents, Gopinathan has developed advanced systems that utilize predictive modeling to enhance transaction security.

Latest Patents

Gopinathan's latest patents include "Risk determination and management using predictive modeling and transaction profiles for individual transacting entities" and "Fraud detection using predictive modeling." Both patents describe automated systems and methods that detect fraudulent transactions by employing predictive models, such as neural networks. These systems evaluate individual customer accounts and identify potentially fraudulent transactions based on learned relationships among known variables. Additionally, they output reason codes that indicate the relative contributions of various variables to specific results. The systems are designed to periodically monitor their performance and redevelop the model when performance drops below a predetermined level.

Career Highlights

Krishna M Gopinathan is currently associated with Hnc Software, Inc., where he continues to innovate in the field of fraud detection. His work has been instrumental in developing systems that enhance the security of financial transactions.

Collaborations

Some of Gopinathan's notable coworkers include Allen Jost and Louis S Biafore, who have collaborated with him on various projects within the company.

Conclusion

Krishna M Gopinathan's contributions to the field of fraud detection through his innovative patents demonstrate his expertise and commitment to enhancing transaction security. His work continues to impact the industry positively.