Kim B Winslow

Title: Kim B Winslow: Innovator in Banking Transactions

Introduction

Kim B Winslow is a notable inventor based in Gainesville, FL (US). She has made significant contributions to the field of banking transactions, holding two patents that enhance the efficiency of financial operations between commercial banks and depositor groups.

Latest Patents

Her latest patents focus on methods and systems for facilitating transactions between commercial banks and pooled depositor groups. These innovations involve a control center where employees assess the interest rate return needs of pooled depositor groups, such as trust departments at commercial banks. The control center aggregates funds to create a stable source of funds and communicates this availability to commercial banks for core deposits. The banks then relay their cash needs to the control center, which sets an interest rate that meets the expected return of the depositor groups while remaining competitive with what banks are willing to pay. This system allows pooled depositor groups to access their funds in master NOW accounts daily without penalty, providing commercial banks with a reliable source of funds that may be classified as core deposits by banking regulators.

Career Highlights

Kim B Winslow is currently employed at Finistar, Inc., where she continues to develop innovative solutions in the banking sector. Her work has been instrumental in improving the interaction between banks and depositor groups, ensuring a more stable financial environment.

Collaborations

She collaborates with notable coworkers, including Richard W Whiting and Victor Briabrin, contributing to a dynamic team focused on advancing banking technologies.

Conclusion

Kim B Winslow's contributions to banking transaction methods exemplify her innovative spirit and dedication to improving financial systems. Her patents reflect a deep understanding of the needs of both banks and depositor groups, paving the way for more efficient financial operations.