Company Filing History:
Years Active: 2022-2023
Title: Kelly Kraus: Innovating Mortgage-Backed Securities Pricing
Introduction
Kelly Kraus, an accomplished inventor based in Washington, DC, has made her mark in the finance sector with her innovative contributions. Specializing in mortgage-backed securities, Kraus holds two patents that significantly enhance pricing strategies within this area. Her work has been instrumental at Fannie Mae, where she collaborates with industry professionals to streamline processes.
Latest Patents
Among her notable patents is the "Central Risk Pricing System and Method." This patent describes a sophisticated pricing administration and calculation tool that integrates user interface logic, pricing administration logic, and pricing calculation logic. This tool is designed to generate display screens that allow external users, particularly sellers, to input critical data related to credit guarantee pricing and terms for mortgage-backed security (MBS) loan commitments. Notably, the credit guarantee price ensures timely payment of principal and interest to investors from the underlying mortgages. Kraus’s innovative approach allows for a tailored credit guarantee pricing model based on varying seller, mortgage product, issue month, and coupon specifics. Additionally, her committing tool facilitates the entry of MBS loan commitments by guiding sellers through a structured input process.
Career Highlights
Kraus has firmly established herself in her role at Fannie Mae, where her expertise in pricing strategies has led to significant advancements in how mortgage-backed securities are managed. Her dedication to innovation has contributed to improving industry standards, making finance more accessible and efficient for various stakeholders.
Collaborations
Working alongside notable coworkers such as Roger Blum and Mike Smale, Kraus engages in meaningful collaboration to foster innovative solutions within the organization. Together, they form a dynamic team that enhances the company's position in the competitive landscape of finance and mortgage securities.
Conclusion
Kelly Kraus exemplifies the spirit of innovation in the finance industry. Her patents reflect her commitment to enhancing mortgage-backed securities pricing mechanisms for sellers and investors alike. As an influential figure at Fannie Mae, Kraus continues to pave the way for future advancements in finance through her inventive solutions.