Company Filing History:
Years Active: 2021-2024
Title: Innovations by Juan Ignacio Santa Cruz Masoni
Introduction
Juan Ignacio Santa Cruz Masoni is an accomplished inventor based in San Francisco, CA. He has made significant contributions to the field of finance technology, holding a total of 3 patents. His work focuses on enhancing credit offers and user interfaces for capital loans, showcasing his innovative approach to financial services.
Latest Patents
One of his latest patents is titled "Credit offers based on non-transactional data." In this invention, a system receives first transaction data for transactions processed by a payment service. It uses a model to determine the probability of default for a user and generates a credit offer based on this analysis. The system can also incorporate third-party information to refine the credit offer further. Another notable patent is "User interface for presenting capital offers." This invention describes a user interface that allows potential borrowers to view and select custom capital offers associated with different loan products. The interface includes a slider feature that enables users to transition between offers, enhancing the borrowing experience.
Career Highlights
Juan has worked with prominent companies in the financial technology sector, including Square, Inc. and Block, Inc. His experience in these organizations has allowed him to develop and implement innovative solutions that address the needs of modern borrowers.
Collaborations
Throughout his career, Juan has collaborated with talented professionals such as Philip Spanoudes and Melissa Doerken. These partnerships have contributed to the successful development of his inventions and have fostered a collaborative environment for innovation.
Conclusion
Juan Ignacio Santa Cruz Masoni is a notable inventor whose work in financial technology has led to significant advancements in credit offerings and user interfaces. His contributions continue to shape the landscape of financial services, making him a key figure in the industry.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.