Company Filing History:
Years Active: 2022-2025
Title: Joseph Matthew Capern: Innovator in Financial Technology
Introduction
Joseph Matthew Capern is a notable inventor based in Toronto, Canada. He has made significant contributions to the field of financial technology, holding a total of 4 patents. His innovative work focuses on enhancing user experience and security in financial transactions.
Latest Patents
One of his latest patents is titled "Method and apparatus with provider information access authorization." This invention provides a method for receiving a single sign-on (SSO) token from a provider apparatus for a validated login request by a client device. The method ensures secure protocol access to information associated with a user account. It retrieves customer information and confirms eligibility for data exchange based on the information received.
Another significant patent is "Systems and methods for prompting a foreign currency transaction." This invention involves computing devices and systems that automatically prompt users about foreign currency transactions when they detect a trip end condition. The system identifies remaining foreign currency balances and sends options for using that balance to the user's mobile device. This innovation enhances the convenience of managing foreign currency during travel.
Career Highlights
Joseph Matthew Capern is currently employed at the Toronto-Dominion Bank, where he applies his expertise in financial technology. His work at the bank allows him to contribute to the development of innovative solutions that improve customer experiences in banking and finance.
Collaborations
Throughout his career, Joseph has collaborated with talented individuals such as David Samuel Tax and Milos Dunjic. These collaborations have fostered a creative environment that encourages the development of groundbreaking financial technologies.
Conclusion
Joseph Matthew Capern is a distinguished inventor whose work in financial technology has led to multiple patents that enhance user experience and security in transactions. His contributions continue to shape the future of banking and finance.