Gerard H Poll

Title: Gerard H Poll: Innovator in Financial Transaction Authorization

Introduction

Gerard H Poll is a notable inventor based in Davidson, NC (US). He has made significant contributions to the field of financial technology, particularly in the area of transaction authorization systems. His innovative approach has the potential to streamline processes for financial institutions and their customers.

Latest Patents

Gerard H Poll holds a patent for a "System and method for authorizing third-party transactions for an account at a financial institution on behalf of the account holder." This invention allows financial institutions to collect, process, transmit, and confirm authorizations for electronic payments and direct deposits on behalf of account holders. The method includes establishing a pre-existing list of prospective third-party participants, such as employers and billers, to facilitate the authorization process. The system is designed to match specific requests from account holders to third-party participants, ensuring a seamless transaction experience.

Career Highlights

Gerard H Poll is associated with Bank of America Corporation, where he applies his expertise in financial systems. His work focuses on enhancing the efficiency and security of financial transactions, benefiting both institutions and customers alike. His innovative solutions have garnered attention in the financial sector.

Collaborations

Gerard has collaborated with notable colleagues, including Penny L Gerstner and Carrie L Heise. These partnerships have contributed to the development and refinement of his innovative systems.

Conclusion

Gerard H Poll's contributions to financial technology through his patent and work at Bank of America Corporation highlight his role as an innovator in the industry. His systems for authorizing third-party transactions represent a significant advancement in the way financial institutions operate.