Gary E Phifer, Iii

Title: Gary E. Phifer, III: Innovator in Financial Instruments

Introduction

Gary E. Phifer, III is a notable inventor based in Princeton, NJ, who has made significant contributions to the field of financial instruments. With a focus on providing innovative solutions for guaranteed growth and lifetime payments, his work has the potential to impact many individuals seeking financial security.

Latest Patents

Gary holds a patent for a financial instrument that provides a guaranteed growth rate and a guarantee of lifetime payments. This invention outlines a method for determining an initial account balance based on an initial deposit amount. The financial instrument includes an account with a balance that changes over time. The method establishes a first guarantee of a protected value, which grows at a minimum growth rate for a defined period or until specific events occur. Additionally, it includes a second guarantee that allows a beneficiary to receive periodic payments for the life of a designated party, with the amount varying based on account withdrawals.

Career Highlights

Gary is currently employed at The Prudential Insurance Company of America, where he applies his expertise in financial instruments. His role allows him to contribute to the development of innovative financial solutions that cater to the needs of clients.

Collaborations

Gary has collaborated with notable colleagues, including Robert Francis O'Donnell and Marc Joseph Buzzelli. These partnerships have fostered a creative environment that encourages the development of groundbreaking financial products.

Conclusion

In summary, Gary E. Phifer, III is an accomplished inventor whose work in financial instruments demonstrates a commitment to innovation and client security. His contributions are poised to make a lasting impact in the financial industry.