Chesterfield, MO, United States of America

Ganesh L Iyer

USPTO Granted Patents = 6 

Average Co-Inventor Count = 3.8

ph-index = 1

Forward Citations = 1(Granted Patents)


Company Filing History:


Years Active: 2018-2024

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6 patents (USPTO):Explore Patents

Title: The Innovative Contributions of Ganesh L Iyer in Payment Technology

Introduction: Ganesh L Iyer, a distinguished inventor based in Chesterfield, MO, has made significant strides in the field of payment technologies. With a total of six patents to his name, his contributions have greatly influenced the way transactions are conducted in our increasingly digital world.

Latest Patents: Iyer's latest inventions include an "Extended-length payment account issuer identification numbers," which allows a payment-enabled mobile device to communicate with a point of sale (POS) terminal for facilitating purchase transactions. Users can select a payment account on their mobile device, and the payment credentials are transmitted securely to the POS terminal. Another notable patent by Iyer involves the "Primary account number (PAN) length issuer identifier in payment account number data field of a transaction authorization request message." This innovation involves obtaining transaction data related to a current purchase, retrieving an account indicator, and encrypting the transformed account indicator for enhanced security.

Career Highlights: Ganesh L Iyer is currently associated with Mastercard International Incorporated, where he continues to drive innovations in payment systems. His expertise has been pivotal in creating technologies that not only simplify transactions but also enhance security for users globally.

Collaborations: At Mastercard, Iyer works alongside talented professionals such as Jason Jay Lacoss-Arnold and Jeffrey L Altemueller. This collaborative environment fosters innovative thinking and allows for the development of cutting-edge solutions in the financial technology space.

Conclusion: Ganesh L Iyer's work exemplifies the spirit of innovation in the payment technology sector. With his recent patents addressing crucial aspects of transaction processing, his contributions are set to shape the future of how consumers and businesses engage in financial exchanges. His commitment to enhancing payment technologies serves as an inspiration to aspiring inventors and industry professionals alike.

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