David Patron

Title: The Innovative Contributions of David Patron

Introduction

David Patron is a notable inventor based in Bethesda, MD (US), recognized for his significant contributions to technology and finance. With a total of six patents to his name, he has developed innovative systems and methods that enhance the way financial institutions manage customer offers and rewards.

Latest Patents

Among his latest patents is a system designed for multiple offer source aggregation. This invention includes a network interface that facilitates data communication, an accounts database for storing customer account information, and a processing circuit that aggregates offers from various vendors. The system filters and prioritizes these offers based on customer account information, ultimately delivering a tailored list to the customer’s device. Another notable patent focuses on managing rewards through transaction listening. This invention outlines methods for analyzing a customer's transaction patterns, identifying deviations, and determining corresponding rewards based on significant events.

Career Highlights

David Patron is currently employed at Wells Fargo Bank, N.A., where he applies his expertise in developing innovative financial solutions. His work has significantly impacted how financial institutions interact with their customers, particularly in the realm of personalized offers and rewards management.

Collaborations

David has collaborated with several talented individuals, including Mohammed Ejaz Ahmed and Robin M Carter, who have contributed to his projects and innovations.

Conclusion

David Patron's inventive spirit and dedication to enhancing financial technology have led to the development of impactful systems that benefit both institutions and customers. His work continues to shape the future of financial services through innovation and collaboration.