Location History:
- South Windsor, CT (US) (2010 - 2013)
- Norristown, PA (US) (2012 - 2013)
Company Filing History:
8 out of 569 
1 out of 58 
Years Active: 2010-2013
Title: **David P. Wiland: Innovator in Investment and Insurance Solutions**
Introduction
David P. Wiland, an accomplished inventor based in South Windsor, Connecticut, holds a remarkable portfolio of nine patents. His contributions primarily focus on advancements in processing data related to investment products and life insurance policies, reflecting his deep understanding of financial technologies.
Latest Patents
Among his notable patents, the first is a **Method and system for processing data relating to investment products having a payment guarantee**. This invention includes a sophisticated computer system designed to manage investment arrangements, enabling account owners to monitor account values while benefiting from guaranteed payments over time. The system utilizes a data storage device that holds various account-related values and employs a processor that determines payment bases and withdrawal limits without compromising the value of investments.
Another significant patent is for **Systems and methods for determining the cost of insurance rates**, which facilitates the automatic selection of applicable cost rates based on the current net amount at risk associated with a life insurance policy. This innovative approach allows for the application of different rates to various portions of the net amount at risk, enabling tailored financial solutions for consumers.
Career Highlights
David P. Wiland has made a significant impact in the insurance industry through his tenure at respected companies such as Hartford Fire Insurance Company and The Prudential Insurance Company of America. His work at these organizations has not only advanced his professional development but has also enhanced the industry standards for investment and insurance solutions.
Collaborations
Throughout his career, David has collaborated with notable professionals, including Charles D. Tatro and Jason F. Taylor. Their combined efforts have contributed to the development of innovative systems that improve financial product efficiency and accessibility.
Conclusion
David P. Wiland exemplifies the spirit of innovation, with his extensive work translating into actionable patents that address critical needs in financial services. His contributions continue to influence investment processing and insurance cost management, demonstrating the significant role of technology in enhancing financial products.