Company Filing History:
Years Active: 2025
Title: Innovations by Chenglin Zhang in Financial Instrument Processing
Introduction
Chenglin Zhang is an accomplished inventor based in Eden Prairie, MN (US). He has made significant contributions to the field of financial technology, particularly in the area of processing financial instruments. His innovative approach combines image processing techniques with fraud detection methods to enhance the security and efficiency of financial transactions.
Latest Patents
Chenglin Zhang holds a patent for "Detecting and remediating anomalies in institutional financial instruments using image processing." This patent outlines methods and systems for processing financial instruments, such as checks. The patented method includes performing a text extraction process on a check image to obtain textual information, as well as decoding an intelligent mail barcode (IMB) to extract encoded check information. Additionally, the method incorporates a fraud detection process based on scores generated during the text extraction or inconsistencies between the check textual information and the encoded check information. This innovative solution aims to improve the accuracy and reliability of financial transactions.
Career Highlights
Chenglin Zhang is currently employed at U.S. Bank National Association, where he applies his expertise in financial technology. His work focuses on developing advanced systems that enhance the processing of financial instruments, ensuring greater security and efficiency in banking operations.
Collaborations
Chenglin collaborates with his coworker, Wentao Lu, to further advance their projects in financial technology. Their combined efforts contribute to the development of innovative solutions that address the challenges faced in the financial sector.
Conclusion
Chenglin Zhang's contributions to the field of financial technology through his patent and work at U.S. Bank National Association highlight his commitment to innovation. His advancements in processing financial instruments demonstrate the potential for technology to enhance security and efficiency in banking.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.