Charles Golvin

Title: The Innovative Contributions of Charles Golvin

Introduction

Charles Golvin is a notable inventor based in Los Angeles, California. He has made significant contributions to the field of payment transaction systems, holding a total of six patents. His work focuses on enhancing the security and efficiency of financial transactions through innovative methods.

Latest Patents

One of Golvin's latest patents is a method and system for controlling certificate-based open payment transactions. This invention involves a merchant and a customer utilizing various types of networks and terminals. Before accessing a merchant POS terminal or a merchant website, a customer obtains a certificate from a service provider, such as a bank. This certificate certifies the customer's identification and relevant financial information in a form that is understandable by the service provider. The service provider can perform multiple functions, including acting as a certificate authority, an authenticator, and an authorizing authority. This system enhances the security of transactions by ensuring that the customer's financial information is verified before any purchase or transfer is made.

Career Highlights

Throughout his career, Charles Golvin has worked with prominent companies, including Citicorp Credit Services, Inc. and Citicorp Development Center, Inc. His experience in these organizations has contributed to his expertise in payment systems and transaction security.

Collaborations

Golvin has collaborated with notable individuals in his field, including Joseph C. Kawan and Ronald King-Hang Chu. These collaborations have likely enriched his work and contributed to the development of his innovative patents.

Conclusion

Charles Golvin's contributions to the field of payment transaction systems demonstrate his commitment to innovation and security. His patents reflect a deep understanding of the complexities involved in financial transactions, making him a significant figure in the industry.