The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 19, 2017
Filed:
Jan. 14, 2015
Applicants:
Phillip Kumnick, Phoenix, AZ (US);
Joseph Bjorn Ovick, Foster City, CA (US);
Chandra Srivastava, Foster City, CA (US);
Inventors:
Phillip Kumnick, Phoenix, AZ (US);
Joseph Bjorn Ovick, Foster City, CA (US);
Chandra Srivastava, Foster City, CA (US);
Assignee:
Visa International Service Association, San Francisco, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G07D 11/00 (2006.01); G06F 19/00 (2011.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/3674 (2013.01);
Abstract
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.