The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 24, 2015

Filed:

Jan. 04, 2011
Applicants:

Kurt D. Newman, Matthews, NC (US);

Timothy J. Bendel, Charlotte, NC (US);

Rustam N. Wadia, Charlotte, NC (US);

Debashis Ghosh, Charlotte, NC (US);

David Joa, Pacifica, CA (US);

Inventors:

Kurt D. Newman, Matthews, NC (US);

Timothy J. Bendel, Charlotte, NC (US);

Rustam N. Wadia, Charlotte, NC (US);

Debashis Ghosh, Charlotte, NC (US);

David Joa, Pacifica, CA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 7/04 (2006.01); G07F 7/10 (2006.01); G07F 19/00 (2006.01); G06F 3/048 (2013.01); G06F 3/0488 (2013.01); G06F 3/0481 (2013.01); G06Q 20/10 (2012.01); G06F 21/31 (2013.01); G06F 21/36 (2013.01);
U.S. Cl.
CPC ...
G07F 7/1016 (2013.01); G06F 3/048 (2013.01); G06F 3/0488 (2013.01); G06F 3/04817 (2013.01); G06F 21/31 (2013.01); G06F 21/36 (2013.01); G06Q 20/1085 (2013.01); G07F 7/1041 (2013.01); G07F 19/20 (2013.01);
Abstract

Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.


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