The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 03, 2015
Filed:
Nov. 15, 2011
Christopher Eric Kay, Palo Alto, CA (US);
Ricardo Outi, Waterfall Gardens, SG;
Sopnendu Mohanty, Pebble Bay, SG;
Mavanur Narakesari Rangaraj, The Gardens at Bishan, SG;
Jonathan Christian Larsen, The Peak, HK;
Christopher Eric Kay, Palo Alto, CA (US);
Ricardo Outi, Waterfall Gardens, SG;
Sopnendu Mohanty, Pebble Bay, SG;
Mavanur Narakesari Rangaraj, The Gardens at Bishan, SG;
Jonathan Christian Larsen, The Peak, HK;
Citibank, N.A., New York, NY (US);
Abstract
The systems and methods described herein allow greater access to a banking platform via a mobile device. The customer can initiate a financial transaction using a mobile device, a bank can inform the customer of the nearest financial transaction terminal to perform that service, and the customer can complete that financial transaction at the financial transaction terminal using the mobile device as a user interface. While conventional systems may use a mobile device to transmit payment information at a point of sale terminal of a brick-and-mortar merchant, the embodiments described herein can allow a customer to conduct a transaction at a financial transaction terminal using the mobile device to initiate a transaction at a location away from a financial transaction terminal, to locate the nearest financial transaction terminal providing the required services, and as a user interface while communicating with the financial transaction terminal.