The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 12, 2014

Filed:

Sep. 15, 2011
Applicants:

Douglas D. Schumann, Jr., Wethersfield, CT (US);

Alex M. Carges, West Hartford, CT (US);

Mark S. Coleman, Arlington, MA (US);

Roza E. Kogan, West Hartford, CT (US);

Ben Jade Lim, South Windsor, CT (US);

David F. Peak, Avon, CT (US);

Inventors:

Douglas D. Schumann, Jr., Wethersfield, CT (US);

Alex M. Carges, West Hartford, CT (US);

Mark S. Coleman, Arlington, MA (US);

Roza E. Kogan, West Hartford, CT (US);

Ben Jade Lim, South Windsor, CT (US);

David F. Peak, Avon, CT (US);

Assignee:

Hartford Fire Insurance Company, Hartford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01);
Abstract

Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Published as:

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