The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 10, 2014

Filed:

Jan. 05, 2010
Applicants:

Mark Krein, Charlotte, NC (US);

Debashis Ghosh, Charlotte, NC (US);

Thayer Allison, Charlotte, NC (US);

Kurt Newman, Matthews, NC (US);

Yanghong Shao, Charlotte, NC (US);

Sudeshna Banerjee, Waxhaw, NC (US);

David Joa, Irvine, CA (US);

Inventors:

Mark Krein, Charlotte, NC (US);

Debashis Ghosh, Charlotte, NC (US);

Thayer Allison, Charlotte, NC (US);

Kurt Newman, Matthews, NC (US);

Yanghong Shao, Charlotte, NC (US);

Sudeshna Banerjee, Waxhaw, NC (US);

David Joa, Irvine, CA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Aspects of this disclosure relate to a computer configured to identify potential customers which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for identifying potential customers for a first bank, by electronically receiving data regarding the first bank, electronically receiving data regarding a second bank. Further, based on the electronically received data the method may further include identifying locations of the first bank, identifying locations of the second bank, comparing the locations of the first bank with the locations of the second bank, determining locations of the second bank that are within a predetermined distance of at least one location of the first bank, determining an amount of funds in a set of deposit accounts in each location of the second bank, and determining if the amount of funds in each location of the second bank is more than a predetermined amount.


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