The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 13, 2014
Filed:
Sep. 23, 2011
Kera Porri Smith, Lincoln University, PA (US);
Linda Ann Eddy, Clyde, NC (US);
Anna Vladimirovna Starikova, Santa Clarita, CA (US);
Amanda Jane Summers, North East, MD (US);
Dana Renee Wassam, Landenberg, PA (US);
Kera Porri Smith, Lincoln University, PA (US);
Linda Ann Eddy, Clyde, NC (US);
Anna Vladimirovna Starikova, Santa Clarita, CA (US);
Amanda Jane Summers, North East, MD (US);
Dana Renee Wassam, Landenberg, PA (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
In accordance with embodiments of the present disclosure, an apparatus may include a network interface configured receive data from and communicate data to a remote electronic device and a processor coupled to the network interface. The processor may be configured to receive, via a user interface of the remote electronic device and the network interface, credentials for identifying a customer; and determine, based on known information regarding the customer available at the time of receipt of the credentials, whether the customer is eligible to apply for a payment program an account with a past-due amount.