The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 26, 2013
Filed:
Dec. 28, 2011
Alan Rex Bauer, Mill Valley, CA (US);
Kurtis Tavis Burns, Lakewood, OH (US);
Michael Vincent Esposito, Aurora, OH (US);
Patrick Lawrence O'malley, Kirtland, OH (US);
Byron John Olexa, Independence, OH (US);
Robert John Mcmillan, Divide, CO (US);
Alan Rex Bauer, Mill Valley, CA (US);
Kurtis Tavis Burns, Lakewood, OH (US);
Michael Vincent Esposito, Aurora, OH (US);
Patrick Lawrence O'Malley, Kirtland, OH (US);
Byron John Olexa, Independence, OH (US);
Robert John McMillan, Divide, CO (US);
Progressive Casualty Insurance Company, Mayfield Village, OH (US);
Abstract
Means are provided for recording, storing, calculating, communicating and reviewing one or more operational aspects of a machine. Insurance costs are based, in part, on activities of the machine operator. A discount may be provided in exchange for recording the operational aspects and providing the recorded information to the insurer. The party may review information and decide whether to provide it to the insurer. The means for reviewing may present comparative information. Information that causes insurance costs to vary may be highlighted. Provided data may be used to verify insurance application information, generate actuarial information or determine insurance rates. Operating data may be reviewed on a display medium so a party can observe how his operating behavior compares to that of other operators of similar machines and may be manipulated so a party can understand how changes in operating behavior can affect his insurance rates.