The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2013

Filed:

Dec. 21, 2012
Applicant:

Diebold Self-service Systems Division of Diebold, Incorporated, North Canton, OH (US);

Inventors:

Willis Miller, Cuyahoga Falls, OH (US);

Matthew R Zaugg, Munroe Falls, OH (US);

James Block, North Lawrence, OH (US);

H Thomas Graef, Bolivar, OH (US);

Natarajan Ramachandran, Uniontown, OH (US);

Jeffery M Enright, Akron, OH (US);

Mark A Douglass, North Canton, OH (US);

Michael Scanlon, Edinburgh, GB;

Dale H Blackson, Highland Heights, OH (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards corresponding to financial accounts. A card account's status is listed in a data store as either blocked or unblocked for use in approving transactions on the account. A requested transaction on an account cannot be carried out by the machine unless the account has an unblocked status. Read card data is sent from the machine to a remote card security computer which can determine the card account status from the data store. If the account is unblocked, then the machine can continue with the requested transaction and seek transaction approval from a transaction host computer associated with the machine.


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