The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 05, 2013
Filed:
Jun. 01, 2012
Saurav Chatterjee, Foster City, CA (US);
Ayman Hammad, Pleasanton, CA (US);
Edward N. Katzin, Hillsborough, CA (US);
Julian Hua, Moraga, CA (US);
Saurav Chatterjee, Foster City, CA (US);
Ayman Hammad, Pleasanton, CA (US);
Edward N. Katzin, Hillsborough, CA (US);
Julian Hua, Moraga, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
The VIRTUAL WALLET CARD SELECTION APPARATUSES, METHODS AND SYSTEMS ('VWCS') transform virtual wallet card selections by users utilizing mobile devices via VWCS components into virtual wallet card-based transaction purchase notifications. In one implementation, the VWCS obtains a user authentication request for a purchase transaction, and extracts a universal card account number from it. Upon querying a database, the VWCS determines that the user has access to a virtual wallet and obtains virtual wallet card selection options for the user from the database. The VWCS provides the virtual wallet card selection options to a user mobile device, and obtains a user selection of an account included among the options. The VWCS initiates a purchase transaction using the user selection. Also, upon completion of authorization of the purchase transaction, the VWCS provides a purchase receipt to the user mobile device.