The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 01, 2013
Filed:
May. 10, 2011
Craig Scott Sobol, Waxhaw, NC (US);
Ty C. Vaughan, Charlotte, NC (US);
Richard H. Thomas, Charlotte, NC (US);
Jan Vlcek, Sammamish, WA (US);
Sunil Mathur, Hockessin, DE (US);
Jian James Chen, Newark, DE (US);
Marcin Pietras, Middletown, DE (US);
Mukesh Mittal, Bear, DE (US);
Richard Knafelz, Charlotte, NC (US);
Craig Scott Sobol, Waxhaw, NC (US);
Ty C. Vaughan, Charlotte, NC (US);
Richard H. Thomas, Charlotte, NC (US);
Jan Vlcek, Sammamish, WA (US);
Sunil Mathur, Hockessin, DE (US);
Jian James Chen, Newark, DE (US);
Marcin Pietras, Middletown, DE (US);
Mukesh Mittal, Bear, DE (US);
Richard Knafelz, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems and methods for providing content to a user at an account accessing device is described A first user input may be received at a first account processing device. A type of channel between the user and the account accessing device, a temporal parameter associated with the first access, user used financial entity services associated with at least one account of the user and current allowable actions on the first account by the user may be determined. A second user input may be received indicating an action, of the current allowable actions, of the user at the first account accessing device. Content for output to the user upon another occurrence of the user accessing the first account accessing device may be determined. The content may be based upon at least one behavioral characteristic of the user and may be an offer for at least one user unused financial entity service.