The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 09, 2013
Filed:
Oct. 27, 2008
Sudeshna Bannerjee, Waxhaw, NC (US);
Robert Caruso, Charlotte, NC (US);
Michael Kelly, Minneapolis, MN (US);
Kim Barbour, Lighthouse Point, FL (US);
Debashis Ghosh, Charlotte, NC (US);
Robert Mauldin, Charlotte, NC (US);
Robert Huber Eshleman, Charlotte, NC (US);
Timothy O'brien, Charlotte, NC (US);
Sudeshna Bannerjee, Waxhaw, NC (US);
Robert Caruso, Charlotte, NC (US);
Michael Kelly, Minneapolis, MN (US);
Kim Barbour, Lighthouse Point, FL (US);
Debashis Ghosh, Charlotte, NC (US);
Robert Mauldin, Charlotte, NC (US);
Robert Huber Eshleman, Charlotte, NC (US);
Timothy O'Brien, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Apparatus and methods for approving financing for the sale of real estate. The apparatus and methods may involve receiving from a seller, or a seller's agent, information regarding the property so that a financial institution can determine a loan amount before the seller is engaged by a buyer. The financial institution may order from vendors documentation and certification desired or required for closing. The financial institution may issue a seal certifying that the financial institution has pre-approved a loan in a stated amount. The amount may be subject to change based on the qualifications of a buyer.