The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 08, 2013

Filed:

Mar. 05, 2012
Applicants:

James Block, North Lawrence, OH (US);

H. Thomas Graef, Bolivar, OH (US);

Natarajan Ramachandran, Uniontown, OH (US);

Jeffery M. Enright, Akron, OH (US);

Dale H. Blackson, Canton, OH (US);

Inventors:

James Block, North Lawrence, OH (US);

H. Thomas Graef, Bolivar, OH (US);

Natarajan Ramachandran, Uniontown, OH (US);

Jeffery M. Enright, Akron, OH (US);

Dale H. Blackson, Canton, OH (US);

Assignee:

Diebold Self-Service Systems, North Canton, OH (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 17/60 (2006.01);
U.S. Cl.
CPC ...
Abstract

Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's cell phone, a customer request for directions to the nearest cash dispensing machine that does not have a transaction fee. The customer request can include account data and GPS location of the cell phone. The service center can determine from the account data which financial networks would not cause the customer to be assessed a transaction fee for a cash withdrawal. The service center can then determine from the GPS locations of the machines in these financial networks, which machine is geographically closest to the cell phone's GPS location. Directions to this nearest automated banking machine are then sent to the cell phone.


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