The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 01, 2013

Filed:

Sep. 02, 2011
Applicants:

Natarajan Ramachandran, Uniontown, OH (US);

Ashok Modi, Canton, OH (US);

Jeff Hill, Canton, OH (US);

Ray Motz, Massillon, OH (US);

Klaus Steinbach, Canton, OH (US);

Inventors:

Natarajan Ramachandran, Uniontown, OH (US);

Ashok Modi, Canton, OH (US);

Jeff Hill, Canton, OH (US);

Ray Motz, Massillon, OH (US);

Klaus Steinbach, Canton, OH (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.


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