The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 06, 2012
Filed:
Apr. 27, 2009
Kurt Newman, Matthews, NC (US);
Debashis Ghosh, Charlotte, NC (US);
David Joa, Irvine, CA (US);
Tim Bendel, Charlotte, NC (US);
Mark Krein, Charlotte, NC (US);
Aaron Lai, Alameda, CA (US);
Kurt Newman, Matthews, NC (US);
Debashis Ghosh, Charlotte, NC (US);
David Joa, Irvine, CA (US);
Tim Bendel, Charlotte, NC (US);
Mark Krein, Charlotte, NC (US);
Aaron Lai, Alameda, CA (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Aspects of the invention provide for the use of transactional data in the calculation of sub-scores that may be used in an index score. The sub-scores may include an account sub-score, an investment sub-score, and/or a discretionary sub-score. One or more sub-scores that represent an individual, an entity, or an economic sector may be used to create an index. Further aspects relate to calculating novel indices that more accurately represent and/or predict economic conditions.