The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 04, 2012
Filed:
Apr. 27, 2009
Sudeshna Banerjee, Waxhaw, NC (US);
Shiba Madaan, Charlotte, NC (US);
Sreedevi Gummuluri, Charlotte, NC (US);
Debashis Ghosh, Charlotte, NC (US);
Thayer S. Allison, Jr., Charlotte, NC (US);
Kurt D. Newman, Matthews, NC (US);
David Joa, Irvine, CA (US);
Sudeshna Banerjee, Waxhaw, NC (US);
Shiba Madaan, Charlotte, NC (US);
Sreedevi Gummuluri, Charlotte, NC (US);
Debashis Ghosh, Charlotte, NC (US);
Thayer S. Allison, Jr., Charlotte, NC (US);
Kurt D. Newman, Matthews, NC (US);
David Joa, Irvine, CA (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Embodiments of the present invention relate apparatuses and methods that allow a financial institution to monitor, group, and store customer transaction data and determine market information therefrom according to recurrence patterns. For example, in one embodiment a financial institution uses a computerized apparatus to monitor recurrences in financial transactions across a plurality of financial accounts maintained by the financial institution for a plurality of different customers, where the computerized apparatus is configured to automatically track recurrences in transaction data.