The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 29, 2012
Filed:
Dec. 22, 2009
Debashis Ghosh, Charlotte, NC (US);
William Anthony Nobili, Charlotte, NC (US);
Arun R. Pinto, Charlotte, NC (US);
Kurt Newman, Matthews, NC (US);
David N. Joffe, Charlotte, NC (US);
Sudeshna Banerjee, Waxhaw, NC (US);
Marc Douglas Halsted, Charlotte, NC (US);
Debashis Ghosh, Charlotte, NC (US);
William Anthony Nobili, Charlotte, NC (US);
Arun R. Pinto, Charlotte, NC (US);
Kurt Newman, Matthews, NC (US);
David N. Joffe, Charlotte, NC (US);
Sudeshna Banerjee, Waxhaw, NC (US);
Marc Douglas Halsted, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions.