The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 24, 2011
Filed:
Sep. 04, 2009
Willis Miller, Cuyahoga Falls, OH (US);
Matthew R. Zaugg, Munroe Falls, OH (US);
James Block, North Lawrence, OH (US);
H. Thomas Graef, Bolivar, OH (US);
Natarajan Ramachandran, Uniontown, OH (US);
Jeffery M. Enright, Akron, OH (US);
Dale H. Blackson, Highland Heights, OH (US);
Caren R. Blackson, Legal Representative, Highland Heights, OH (US);
Mark A. Douglass, North Canton, OH (US);
Willis Miller, Cuyahoga Falls, OH (US);
Matthew R. Zaugg, Munroe Falls, OH (US);
James Block, North Lawrence, OH (US);
H. Thomas Graef, Bolivar, OH (US);
Natarajan Ramachandran, Uniontown, OH (US);
Jeffery M. Enright, Akron, OH (US);
Dale H. Blackson, Highland Heights, OH (US);
Caren R. Blackson, legal representative, Highland Heights, OH (US);
Mark A. Douglass, North Canton, OH (US);
Diebold Self-Service Systems, division of Diebold, Incorporated, North Canton, OH (US);
Abstract
An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that reads card data from a card of a machine user. The card data is linked in a data store to both a customer's financial account and a cell phone assigned to that customer. In response to the user's transaction request, contact data for the assigned cell phone is determined from the data store using the read card data. A transaction security code is then sent to that cell phone. The transaction is allowed to proceed only if the user inputs the sent security code to the machine within a predetermined amount of time. Transaction allowance may also be based on a real time determination that the assigned cell phone is physically located proximate the machine.