The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 26, 2010
Filed:
Dec. 30, 2005
David R. Flaxman, Chevy Chase, MD (US);
Minerva L. Tantoco-hobbs, Washington, DC (US);
Anne M. Murphy Kobus, Silver Spring, MD (US);
Michael W. Koch, Bittinger, MD (US);
Daniel Packer, Rockville, MD (US);
Peter G. Plofchan, Washington, DC (US);
Richard C. Pomeroy, Chinook, MT (US);
David R. Flaxman, Chevy Chase, MD (US);
Minerva L. Tantoco-Hobbs, Washington, DC (US);
Anne M. Murphy Kobus, Silver Spring, MD (US);
Michael W. Koch, Bittinger, MD (US);
Daniel Packer, Rockville, MD (US);
Peter G. Plofchan, Washington, DC (US);
Richard C. Pomeroy, Chinook, MT (US);
Fannie Mae, Washington, DC (US);
Abstract
A computer-implemented mortgage loan application data processing system comprises user interface logic and a workflow engine. The user interface logic is configured to receive mortgage loan application data for a mortgage loan application from a borrower. The workflow engine has stored therein a list representing tasks that need to be performed in connection with the mortgage loan application, including tasks for fulfillment of underwriting conditions. The workflow engine is configured to cooperate with the user interface logic to prompt the borrower to perform the tasks. The system is configured to provide the borrower with a fully-verified approval for the mortgage loan application. The fully-verified approval indicates that the mortgage loan application data received from the borrower has already been verified as accurate using information from trusted sources. The mortgage loan application may then be provided to different lenders with the different lenders being able to authenticate the fully-verified approval status.