The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 10, 2009
Filed:
Aug. 29, 2005
Hongfeng Chai, Shanghai, CN;
Huaiguang Shan, Shanghai, CN;
Yuemin Qi, Shanghai, CN;
Rui Guo, Shanghai, CN;
Wenbin HU, Shanghai, CN;
Jintan Wu, Shanghai, CN;
Baohua LI, Shanghai, CN;
Hongfeng Chai, Shanghai, CN;
Huaiguang Shan, Shanghai, CN;
Yuemin Qi, Shanghai, CN;
Rui Guo, Shanghai, CN;
Wenbin Hu, Shanghai, CN;
Jintan Wu, Shanghai, CN;
Baohua Li, Shanghai, CN;
China Unionpay Co., Ltd., Shanghai, CN;
Abstract
A novel bankcard transaction exchange system, which is also an exchange network and a settlement network of various bankcard transactions at the same time, comprising: a processing center, at least one backup center, and a plurality of member institutions connected to the processing center via a network, characterized in that: the processing center is configured with a switching subsystem and a batch processing subsystem, and it can achieve interoperability effectively. The system of the invention is a bankcard transaction processing platform which can realize 'centralized exchange and unified settlement', wherein advanced switching technologies are employed, various network access interfaces may be compatible; transaction exchange and settlement of various currencies and various cards are supported; parameterized function configuration is supported; it may be adapted to the changes of the market, and easy for function expansion; it is convenient for users; it is secure and reliable; and the peak transaction capacity can meet the requirements of the development of future bankcard service.