The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 01, 2009
Filed:
Sep. 09, 2002
Lawrence B. Leisure, Atherton, CA (US);
Jeffrey L. Huxley, Little Canada, MN (US);
Renee J. Brown, Chicago, IL (US);
Heather M. Abodeely, Chicago, IL (US);
David R. Dahle, Wynnewood, PA (US);
Cecil R. Dearborne, Chicago, IL (US);
Amy Farkas, New York, NY (US);
Evelyn G. Goodfriend, San Francisco, CA (US);
Laurie H. Maiser, Plymouth, MN (US);
Amie A. Ludwig, Minneapolis, MN (US);
David Rey, Lafayette, CA (US);
Melinda W. Steinmetz, San Francisco, CA (US);
Glenn A. Stolar, Chanhassen, MN (US);
Erik C. Swanson, New York, NY (US);
Joseph E. Villa, San Francisco, CA (US);
Lawrence B. Leisure, Atherton, CA (US);
Jeffrey L. Huxley, Little Canada, MN (US);
Renee J. Brown, Chicago, IL (US);
Heather M. Abodeely, Chicago, IL (US);
David R. Dahle, Wynnewood, PA (US);
Cecil R. Dearborne, Chicago, IL (US);
Amy Farkas, New York, NY (US);
Evelyn G. Goodfriend, San Francisco, CA (US);
Laurie H. Maiser, Plymouth, MN (US);
Amie A. Ludwig, Minneapolis, MN (US);
David Rey, Lafayette, CA (US);
Melinda W. Steinmetz, San Francisco, CA (US);
Glenn A. Stolar, Chanhassen, MN (US);
Erik C. Swanson, New York, NY (US);
Joseph E. Villa, San Francisco, CA (US);
Abstract
A defined contribution benefits tool having various embodiments interfaces employers, employees, brokers and benefits suppliers. Suppliers provide product information. An employer creates an employer profile indicating the categories of benefits to offer, which categories are required, which categories the employer will contribute to, and the contribution range for the categories. Based on the profile (and from other available products), a portfolio recommendation that essentially meets the requirements is generated. Based on the portfolio recommendation, the employer chooses a set of products as its benefits portfolio. Employees create an employee profile allocating the total employer contribution among a set of benefit categories. A package recommendation that essentially meets the requirements set forth in the employee's profile is generated. From this recommendation (and from other available products), the employee chooses his or her benefits package.