The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 02, 2009
Filed:
Jun. 03, 2002
Catherine B. Black, Scottsdale, AZ (US);
Diane Farrell, Phoenix, AZ (US);
Chin H. Khor, Glendale, AZ (US);
Vernon Marshall, Montclair, NJ (US);
Sandeep Sacheti, Jersey City, NJ (US);
Tracy J. Steiner, Phoenix, AZ (US);
Catherine B. Black, Scottsdale, AZ (US);
Diane Farrell, Phoenix, AZ (US);
Chin H. Khor, Glendale, AZ (US);
Vernon Marshall, Montclair, NJ (US);
Sandeep Sacheti, Jersey City, NJ (US);
Tracy J. Steiner, Phoenix, AZ (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
The present invention provides systems and methods for global address verification of a transaction, such as a transaction card purchase. In accordance with an exemplary embodiment of the present invention, the system verifies a billing address and/or an alternate address (e.g., shipping address) in a single transaction. The billing address and/or the alternate address are associated with a transaction card purchaser. If the billing and/or alternate addresses are verified, then the transaction card issuer may offer a payment guarantee to the merchant. The merchant may choose to ship the purchased item to either a billing address or an alternate address. If the address is not verified, then the transaction card issuer may choose not to offer a payment guarantee to the merchant, and the merchant may choose not to ship the item to the alternate address.