The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 29, 2002

Filed:

Jan. 11, 2001
Applicant:
Inventor:

Kurt M. Campisano, Philadelphia, PA (US);

Assignee:

First USA Bank, NA, Wilmington, DE (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 ;
U.S. Cl.
CPC ...
G06K 5/00 ;
Abstract

A Credit Card holder's telephone number is assigned to his or her credit card as an alias. The cardholder is then required to choose a PIN for security purposes. The telephone number is linked to the cardholder's credit card number via a database. When the cardmember enters into a transaction with a merchant, the card need not be present. The cardmember simply provides his or her telephone number and then the PIN. This can be done at any point of sale such as a store, catalog telephone order, or over the internet. The telephone number and PIN are entered and authorization is returned from the credit card company.

Published as:
CA2374093A1; WO0068866A1; AU4831000A; US6227447B1; US2001001204A1; US6341724B2; EP1200926A1; EP1200926A4; EP1200926B1; DK1200926T3; PT1200926E; ES2430163T3; CA2374093C; ES2430163T8; CY1114612T1;

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