The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 18, 2001
Filed:
Aug. 01, 1996
Roger L. Peirce, Los Altos, CA (US);
Bruce C. Rhoads, Foster City, CA (US);
John Duncan, Malverne, NY (US);
Scott J. Loftesness, Menlo Park, CA (US);
Kurt W. Johnson, Tempe, AZ (US);
Mary K. Dobbs, San Francisco, CA (US);
Dan Mayes, Hanover Park, IL (US);
First Data Corporation, Palo Alto, CA (US);
Abstract
A system and method for operating a computer based targeted payment system discount program. Consumer information from consumer payment system institutions is used to match qualified consumers to targeted merchant discount offers. Offers are automatically prioritized based on their expected value to consumers and consumers receive the highest priority offers for which they qualify. The default prioritization can be altered or overridden by the consumer's payment systems institution. Discounts are automatically applied during the processing of the qualifying purchase without the need for coupons or additional actions by either the merchant or consumer.