The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 25, 2026

Filed:

Oct. 04, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Nipun Mahajan, Lawrenceville, NJ (US);

Yogesh Raghuvanshi, Pennington, NJ (US);

Robert E Lutzkow, Phillipsburg, NJ (US);

Leigh E Pike, Danville, CA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04M 3/493 (2006.01); G06F 40/20 (2020.01);
U.S. Cl.
CPC ...
H04M 3/493 (2013.01); G06F 40/20 (2020.01); H04M 2203/25 (2013.01); H04M 2203/6009 (2013.01);
Abstract

In response to detecting a telephone call from a user device of a user at an interactive voice response (IVR) processor, an intent of the user is determined. Upon determining that the intent of the user is configured for an assisted interaction using a dual connection with the user device including a telephone connection and a persistent data connection, the persistent data connection is setup with the user device and the assisted interaction is performed with the user device. Performing the assisted interaction includes receiving an input message from the user device and, in response, transmitting a first response message to the user device over the telephone connection and, in conjunction, transmitting a second response message to the user device over the data connection.


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