The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 25, 2026
Filed:
Mar. 22, 2023
Visa International Service Association, San Francisco, CA (US);
Mert Kosan, Austin, TX (US);
Shubham Agrawal, Round Rock, TX (US);
Linyun He, Cedar Park, TX (US);
Yuhang Wu, Jersey City, NJ (US);
Yu-San Lin, San Francisco, CA (US);
Lan Wang, Sunnyvale, CA (US);
Fei Wang, Fremont, CA (US);
Chiranjeet Chetia, Round Rock, TX (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Provided are systems, methods, and computer program products for dynamic peer group analysis for systematic changes in large scale data. Data associated with a plurality of entities is received and a relational graph is generated based on the data. A target entity is selected and a peer group for the target entity is determined based on the relational graph. An average and a standard deviation of the risk scores of the peer group are calculated and used to determine whether a systematic change in the behavior of the peer group has occurred. Whether a change in behavior of the target entity is a false anomaly or a true anomaly is determined based on whether a systematic change in the behavior of the peer group has occurred. An action is performed based on whether the change in behavior of the target entity is a false anomaly or a true anomaly.