The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 18, 2025
Filed:
Feb. 07, 2024
Capital One Services, Llc, McLean, VA (US);
Joshua Edwards, Philadelphia, PA (US);
Justin Anthony Bowers, Richmond, VA (US);
Lea Cody, Washington, DC (US);
Elaina Teramoto, McLean, VA (US);
Tyler Maiman, Melville, NY (US);
Mary Sweeney, Wilmington, DE (US);
Erik Neighbour, Arlington, VA (US);
Anantha Swarna Kavi, Clarksburg, MD (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Systems and methods for improvements to multifactor authentication (MFA) techniques are described herein. The improved and enhanced MFA techniques can leverage user interaction data to predict an entity-issued user-specific identification document that an authorized user of an authorized user account is most likely to carry on their person. Upon a request to access an authorized user account being received, the improved and enhanced MFA techniques can request that the user capture, in real-time, an image depicting the predicted identification document. Using additional artificial intelligence, a determination may be made as to whether the image depicts a real instance of the entity-issued user-specific identification document. This determination may result in access to the authorized user account being provided or denied.